/* ============================================================
   Checkretire — Home / landing page ("Decision Line" theme)
   Cream + charcoal + electric cobalt · amber "you" marker
   Space Grotesk display · IBM Plex Sans body · IBM Plex Mono labels
   Built for legibility at 55+: large type, big targets, calm spacing.
   ============================================================ */
:root {
  --r:   14px;
  --r-sm: 9px;
  --header-h: 76px;

  /* type scale — bumped by .large-text, trimmed by .dense */
  --fs-base: 18px;
  --fs-h1:   60px;
  --fs-lede: 22px;
  --fs-h2:   38px;
  --fs-h3:   23px;
  --fs-body: 18px;

  --sp-section: 116px;   /* vertical rhythm between major sections */
}

.dense {
  --fs-base: 17px; --fs-h1: 50px; --fs-lede: 20px; --fs-h2: 32px; --fs-h3: 21px; --fs-body: 17px;
  --sp-section: 88px;
}
.large-text {
  --fs-base: 20px; --fs-h1: 68px; --fs-lede: 25px; --fs-h2: 43px; --fs-h3: 26px; --fs-body: 20px;
  --sp-section: 124px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { margin: 0; }
body {
  background: var(--bg); color: var(--text);
  font-family: var(--sans); font-size: var(--fs-base); line-height: 1.6;
  -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility;
}
::selection { background: var(--accent-soft); }
a { color: inherit; }
img { max-width: 100%; display: block; }

.wrap { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 40px; }

/* shared bits ------------------------------------------------ */
.kicker {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--mono); font-size: 14px; font-weight: 500; letter-spacing: .05em;
  text-transform: uppercase; color: var(--accent-deep);
  background: var(--accent-soft); padding: 7px 15px; border-radius: 999px; white-space: nowrap;
}
.section-head { max-width: 720px; }
.section-head.center { margin: 0 auto; text-align: center; }
.eyebrow {
  font-family: var(--mono); font-size: 14px; font-weight: 600; letter-spacing: .07em;
  text-transform: uppercase; color: var(--accent-deep); margin: 0;
}
.h2 {
  font-family: var(--disp); font-weight: 700; font-size: var(--fs-h2); color: var(--ink);
  letter-spacing: -.022em; line-height: 1.08; margin: 16px 0 0; text-wrap: balance;
}
.section-sub {
  font-size: var(--fs-lede); color: var(--ink-2); line-height: 1.5; margin: 18px 0 0; max-width: 60ch;
}
.section-head.center .section-sub { margin-left: auto; margin-right: auto; }

/* buttons ---------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 58px; padding: 0 28px; border-radius: var(--r-sm); border: 1px solid transparent;
  font-family: var(--sans); font-weight: 600; font-size: 18px; cursor: pointer; text-decoration: none;
  white-space: nowrap; transition: background .15s ease, border-color .15s ease, color .15s ease, transform .05s ease;
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-deep); }
.btn-ghost { background: transparent; color: var(--ink); border-color: var(--rail); }
.btn-ghost:hover { background: var(--surface); border-color: var(--ink-2); }
.btn-lg { min-height: 64px; padding: 0 34px; font-size: 19px; }
.btn-on-dark { background: #fff; color: var(--ink); }
.btn-on-dark:hover { background: #f3f3f3; }
.btn-ghost-dark { background: transparent; color: #fff; border-color: rgba(255,255,255,.28); }
.btn-ghost-dark:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.5); }

/* ============================================================
   Header
   ============================================================ */
.lp-header {
  position: sticky; top: 0; z-index: 30; height: var(--header-h);
  background: rgba(246,242,232,.82);
  -webkit-backdrop-filter: blur(14px) saturate(150%);
  backdrop-filter: blur(14px) saturate(150%);
  border-bottom: 1px solid var(--hairline);
  display: flex; align-items: center;
}
.lp-header .wrap { display: flex; align-items: center; gap: 28px; }
.brand { display: flex; align-items: center; gap: 11px; text-decoration: none; flex: 0 0 auto; }
.brand-mark { color: var(--accent); display: grid; place-items: center; flex: 0 0 auto; }
.brand-name { font-family: var(--disp); font-weight: 700; font-size: 23px; color: var(--ink); letter-spacing: -.02em; }
.brand-name span { color: var(--accent); }

.lp-nav { margin-left: auto; display: flex; align-items: center; gap: 4px; }
.lp-nav a {
  text-decoration: none; color: var(--ink-2); font-weight: 500; font-size: 16px;
  padding: 10px 15px; border-radius: var(--r-sm); white-space: nowrap;
  transition: background .14s ease, color .14s ease;
}
.lp-nav a:hover { background: var(--panel); color: var(--ink); }
.lp-actions { display: flex; align-items: center; gap: 10px; flex: 0 0 auto; }
.lp-signin {
  text-decoration: none; color: var(--ink); font-weight: 600; font-size: 16px;
  padding: 10px 14px; border-radius: var(--r-sm); white-space: nowrap;
}
.lp-signin:hover { background: var(--panel); }
.lp-header .btn { min-height: 48px; padding: 0 20px; font-size: 16px; }

/* ============================================================
   Hero — shared frame
   ============================================================ */
.hero { padding: 72px 0 var(--sp-section); }
.hero-cta { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; margin-top: 36px; }
.hero-note {
  display: inline-flex; align-items: center; gap: 9px; margin-top: 20px;
  font-size: 16px; color: var(--muted);
}
.hero-note svg { color: var(--accent); flex: 0 0 auto; }
.hero h1 {
  font-family: var(--disp); font-weight: 700; color: var(--ink); font-size: var(--fs-h1);
  letter-spacing: -.03em; line-height: 1.02; margin: 22px 0 0; text-wrap: balance;
}
.hero h1 .accent { color: var(--accent); }
.hero h1 .mark {
  background: linear-gradient(180deg, transparent 62%, var(--you-soft, #fbe6cb) 62%);
  padding: 0 .04em;
}
.hero-sub { font-size: var(--fs-lede); color: var(--ink-2); line-height: 1.5; margin: 26px 0 0; max-width: 54ch; }

/* --- Direction A: "mechanic" (split, motif right) --- */
.hero-split { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(0,.95fr); gap: 64px; align-items: center; }
.hero-split .hero-sub { max-width: 46ch; }

/* --- Direction B: "outcome" (centered) --- */
.hero-center { text-align: center; }
.hero-center .hero-sub { margin-left: auto; margin-right: auto; max-width: 58ch; }
.hero-center .hero-cta { justify-content: center; }
.hero-center .hero-note { justify-content: center; }
.hero-center .kicker { margin: 0 auto; }
.hero-center .dl-card { max-width: 720px; margin: 56px auto 0; }

/* --- Direction C: "calm" (left editorial, wide headline) --- */
.hero-calm { max-width: 940px; }
.hero-calm h1 { font-size: calc(var(--fs-h1) * 1.08); }
.hero-calm .hero-sub { font-size: calc(var(--fs-lede) * 1.05); max-width: 50ch; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 40px; }
.hero-chip {
  display: inline-flex; align-items: center; gap: 9px; background: var(--surface);
  border: 1px solid var(--hairline); border-radius: 999px; padding: 10px 16px;
  font-size: 15.5px; font-weight: 500; color: var(--ink-2);
}
.hero-chip svg { color: var(--accent); flex: 0 0 auto; }

/* ============================================================
   Decision-line band (the signature motif) — light version
   ============================================================ */
.dl-card {
  background: var(--surface); border: 1px solid var(--hairline); border-radius: var(--r);
  padding: 26px 26px 30px; box-shadow: 0 18px 44px -28px rgba(22,22,28,.35);
}
.dl-card-label {
  font-family: var(--mono); font-size: 13px; letter-spacing: .05em; text-transform: uppercase;
  color: var(--muted); display: flex; align-items: center; justify-content: space-between; gap: 12px;
}
.dl-card-label .tag {
  font-family: var(--mono); font-size: 11.5px; font-weight: 600; letter-spacing: .06em;
  color: var(--accent-deep); background: var(--accent-soft); padding: 4px 9px; border-radius: 6px;
}
.dl-band { position: relative; display: flex; gap: 6px; margin-top: 42px; }
.dl-zone {
  flex: 1; height: 74px; border-radius: var(--r-sm); display: flex; flex-direction: column;
  align-items: center; justify-content: center; gap: 3px; text-align: center;
}
.dl-zone.z1 { background: #f3f4f3; }
.dl-zone.z2 { background: var(--accent-tint); }
.dl-zone.z3 { background: var(--accent-soft); }
.dl-zone.on { background: var(--accent); }
.dl-zone .z-claim { font-family: var(--disp); font-weight: 700; font-size: 17px; color: var(--ink-2); white-space: nowrap; }
.dl-zone.on .z-claim { color: #fff; }
.dl-zone .z-cap { font-family: var(--mono); font-size: 11px; letter-spacing: .02em; text-transform: uppercase; color: var(--muted); white-space: nowrap; }
.dl-zone.on .z-cap { color: rgba(255,255,255,.85); }
.dl-marker {
  position: absolute; top: -34px; left: 83.3%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; pointer-events: none;
}
.dl-marker .m-tag {
  background: var(--you); color: #fff; font-family: var(--mono); font-weight: 700; font-size: 12px;
  padding: 4px 10px; border-radius: 6px; white-space: nowrap; box-shadow: 0 4px 12px rgba(0,0,0,.16);
}
.dl-marker .m-line { width: 2px; height: 16px; background: var(--you); }
.dl-foot { margin-top: 24px; display: flex; align-items: flex-start; gap: 12px; }
.dl-foot .ic { color: var(--accent-deep); flex: 0 0 auto; margin-top: 2px; }
.dl-foot p { margin: 0; font-size: 16px; line-height: 1.5; color: var(--ink-2); }
.dl-foot p b { color: var(--ink); font-weight: 600; }

/* ============================================================
   Hero money-gap graphic — what timing your claim is worth
   ============================================================ */
.gap-graph .gg-plot {
  display: flex; align-items: flex-end; gap: 14px; height: 262px;
  margin-top: 30px; padding: 0 40px 0;
  border-bottom: 2px solid var(--hairline);
}
.gg-col { flex: 1; height: 100%; display: flex; flex-direction: column; justify-content: flex-end; align-items: center; }
.gg-amt {
  font-family: var(--disp); font-weight: 700; font-size: 22px; color: var(--ink-2);
  margin-bottom: 12px; letter-spacing: -.01em;
}
.gg-amt.big { font-size: 28px; color: var(--ink); }
.gg-bar { width: 100%; max-width: 122px; border-radius: 12px 12px 0 0; flex-shrink: 0; }
.gg-bar.low { background: #dfe7da; }
.gg-bar.high {
  background: var(--accent); display: flex; flex-direction: column;
  box-shadow: 0 16px 34px -20px var(--glow);
}
.gg-gain {
  background: var(--you); border-radius: 12px 12px 0 0;
  display: flex; align-items: center; justify-content: center; position: relative;
}
.gg-gain-tag {
  font-family: var(--disp); font-weight: 700; font-size: 16px; color: #fff;
  white-space: nowrap; text-shadow: 0 1px 2px rgba(0,0,0,.18);
}
.gg-caps { display: flex; gap: 14px; margin-top: 14px; padding: 0 40px; }
.gg-cap { flex: 1; text-align: center; display: flex; flex-direction: column; gap: 2px; }
.gg-cap b { font-family: var(--disp); font-weight: 700; font-size: 16px; color: var(--ink-2); }
.gg-cap.on b { color: var(--ink); }
.gg-cap span { font-family: var(--mono); font-size: 11.5px; letter-spacing: .03em; text-transform: uppercase; color: var(--muted); }
.gg-cap.on span { color: var(--you-deep); font-weight: 600; }
.gap-graph .dl-foot { margin-top: 22px; }

/* ============================================================
   "The 4 decisions" grid
   ============================================================ */
.section { padding: var(--sp-section) 0; }
.section.alt { background: var(--surface); border-top: 1px solid var(--hairline); border-bottom: 1px solid var(--hairline); }

.dec-grid {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-top: 56px;
}
.dec-card {
  background: var(--surface); border: 1px solid var(--hairline); border-radius: var(--r);
  padding: 32px; display: flex; flex-direction: column; gap: 4px;
  transition: border-color .15s ease, transform .15s ease, box-shadow .15s ease;
}
.section.alt .dec-card { background: var(--bg); }
.dec-card:hover { border-color: var(--rail); transform: translateY(-2px); box-shadow: 0 16px 40px -30px rgba(22,22,28,.5); }
.dec-ic {
  width: 56px; height: 56px; border-radius: 14px; background: var(--accent-soft); color: var(--accent-deep);
  display: grid; place-items: center; flex: 0 0 auto; margin-bottom: 18px;
}
.dec-num { font-family: var(--mono); font-size: 13px; font-weight: 600; letter-spacing: .06em; color: var(--muted); text-transform: uppercase; }
.dec-card h3 { font-family: var(--disp); font-weight: 700; font-size: var(--fs-h3); color: var(--ink); letter-spacing: -.01em; margin: 6px 0 0; }
.dec-card p { font-size: 17px; line-height: 1.55; color: var(--text); margin: 12px 0 0; }
.dec-q {
  margin-top: 18px; font-family: var(--mono); font-size: 14px; color: var(--accent-deep);
  display: inline-flex; align-items: center; gap: 8px;
}

/* ============================================================
   How it works — 3 steps
   ============================================================ */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin-top: 60px; counter-reset: step; }
.step { position: relative; }
.step-n {
  font-family: var(--disp); font-weight: 700; font-size: 20px; color: #fff; background: var(--accent);
  width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; margin-bottom: 22px;
}
.step h3 { font-family: var(--disp); font-weight: 700; font-size: var(--fs-h3); color: var(--ink); letter-spacing: -.01em; margin: 0; }
.step p { font-size: 17px; line-height: 1.6; color: var(--text); margin: 12px 0 0; max-width: 36ch; }
.step-line { position: absolute; top: 23px; left: 58px; right: -14px; height: 2px;
  background: repeating-linear-gradient(90deg, var(--rail) 0 6px, transparent 6px 12px); }
.step:last-child .step-line { display: none; }

/* ============================================================
   Product preview (illustrative example)
   ============================================================ */
.preview-grid { display: grid; grid-template-columns: minmax(0,.92fr) minmax(0,1.08fr); gap: 60px; align-items: center; }
.preview-points { list-style: none; margin: 30px 0 0; padding: 0; display: flex; flex-direction: column; gap: 18px; }
.preview-points li { display: flex; gap: 14px; font-size: 17.5px; line-height: 1.5; color: var(--ink-2); }
.preview-points .ck { flex: 0 0 auto; width: 28px; height: 28px; border-radius: 8px; background: var(--accent-soft);
  color: var(--accent-deep); display: grid; place-items: center; margin-top: 1px; }
.preview-points b { color: var(--ink); font-weight: 600; }

/* the mock "result" panel */
.result {
  background: var(--surface); border: 1px solid var(--hairline); border-radius: 18px; overflow: hidden;
  box-shadow: 0 30px 70px -40px rgba(22,22,28,.5);
}
.result-bar { display: flex; align-items: center; gap: 8px; padding: 14px 18px; border-bottom: 1px solid var(--hairline); background: var(--bg); }
.result-bar .dot { width: 11px; height: 11px; border-radius: 50%; background: var(--rail); }
.result-bar .dot.amber { background: var(--you); }
.result-bar .rb-title { margin-left: 8px; font-family: var(--mono); font-size: 13px; color: var(--muted); letter-spacing: .02em; }
.result-bar .rb-tag { margin-left: auto; font-family: var(--mono); font-size: 11.5px; font-weight: 600; letter-spacing: .06em;
  text-transform: uppercase; color: var(--accent-deep); background: var(--accent-soft); padding: 4px 10px; border-radius: 6px; }
.result-body { padding: 30px 30px 34px; }
.result-eyebrow { font-family: var(--mono); font-size: 13px; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.result-verdict { font-family: var(--disp); font-weight: 700; font-size: 30px; color: var(--ink); letter-spacing: -.02em; line-height: 1.12; margin: 10px 0 0; }
.result-verdict .num { color: var(--accent); }
.result .dl-band { margin-top: 34px; }
.result-foot { margin-top: 22px; font-size: 14px; color: var(--muted); line-height: 1.45; }

/* ============================================================
   "Built for this stage" reassurance
   ============================================================ */
.builtfor-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 56px; }
.bf-item { padding-top: 26px; border-top: 2px solid var(--ink); }
.bf-item .ic { color: var(--accent-deep); margin-bottom: 16px; }
.bf-item h3 { font-family: var(--disp); font-weight: 700; font-size: 20px; color: var(--ink); letter-spacing: -.01em; margin: 0; }
.bf-item p { font-size: 16.5px; line-height: 1.55; color: var(--text); margin: 12px 0 0; }

/* ============================================================
   Trust band (generic, no fabricated numbers)
   ============================================================ */
.trust { display: flex; flex-wrap: wrap; gap: 16px 40px; align-items: center; justify-content: center;
  padding: 40px; background: var(--panel); border-radius: var(--r); }
.trust-item { display: inline-flex; align-items: center; gap: 12px; font-size: 16.5px; font-weight: 500; color: var(--ink-2); }
.trust-item svg { color: var(--accent-deep); flex: 0 0 auto; }
.trust-sep { width: 1px; height: 26px; background: var(--rail); }

/* ============================================================
   Final CTA — charcoal band
   ============================================================ */
.cta-band { position: relative; overflow: hidden; background: var(--ink); color: #d7d7d7; }
.cta-band::before {
  content: ""; position: absolute; right: -180px; top: -160px; width: 560px; height: 560px; border-radius: 50%;
  background: radial-gradient(circle, var(--glow), transparent 66%); pointer-events: none;
}
.cta-band::after {
  content: ""; position: absolute; left: -160px; bottom: -200px; width: 460px; height: 460px; border-radius: 50%;
  background: radial-gradient(circle, rgba(232,147,42,.16), transparent 70%); pointer-events: none;
}
.cta-inner { position: relative; z-index: 1; padding: var(--sp-section) 0; text-align: center; }
.cta-inner .kicker { background: color-mix(in srgb, var(--tint) 16%, transparent); color: var(--tint); margin: 0 auto; }
.cta-inner h2 { font-family: var(--disp); font-weight: 700; font-size: var(--fs-h2); color: #fff;
  letter-spacing: -.025em; line-height: 1.06; margin: 20px auto 0; max-width: 18ch; text-wrap: balance; }
.cta-inner p { font-size: var(--fs-lede); color: #b6b6c2; margin: 20px auto 0; max-width: 50ch; line-height: 1.5; }
.cta-inner .hero-cta { justify-content: center; margin-top: 38px; }
.cta-inner .hero-note { color: #9a9aa6; justify-content: center; }
.cta-inner .hero-note svg { color: var(--tint); }

/* ============================================================
   Footer
   ============================================================ */
.lp-footer { background: var(--surface); border-top: 1px solid var(--hairline); }
.lp-footer .wrap { padding-top: 64px; padding-bottom: 0; }
.foot-grid { display: grid; grid-template-columns: minmax(0,1.5fr) repeat(3, minmax(0,1fr)); gap: 48px; }
.foot-brand .brand { margin-bottom: 16px; }
.foot-tag { font-size: 16px; color: var(--muted); line-height: 1.55; max-width: 32ch; margin: 0; }
.foot-col h4 { font-family: var(--mono); font-size: 12px; font-weight: 600; letter-spacing: .08em;
  text-transform: uppercase; color: var(--muted); margin: 4px 0 18px; }
.foot-col ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 13px; }
.foot-col a { text-decoration: none; color: var(--ink-2); font-size: 16px; transition: color .14s ease; }
.foot-col a:hover { color: var(--accent-deep); }
.foot-bottom { margin-top: 56px; border-top: 1px solid var(--hairline);
  display: flex; flex-wrap: wrap; align-items: center; gap: 12px 24px; padding: 24px 0; }
.foot-bottom .copyright { font-family: var(--mono); font-size: 13.5px; letter-spacing: .01em; color: var(--muted); }
.foot-bottom .disclaimer { margin-left: auto; max-width: 64ch; font-size: 13.5px; line-height: 1.5; color: var(--muted); }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 1000px) {
  :root { --fs-h1: 50px; --fs-h2: 33px; }
  .hero-split { grid-template-columns: 1fr; gap: 48px; }
  .hero-split .hero-motif { max-width: 560px; }
  .preview-grid { grid-template-columns: 1fr; gap: 44px; }
  .builtfor-grid { grid-template-columns: 1fr; gap: 0; }
  .bf-item { padding: 26px 0; border-top: none; border-bottom: 1px solid var(--hairline); }
  .bf-item:first-child { border-top: 2px solid var(--ink); }
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}
@media (max-width: 760px) {
  .lp-nav { display: none; }
  .dec-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; gap: 40px; }
  .step-line { display: none; }
  .trust-sep { display: none; }
}
@media (max-width: 620px) {
  .wrap { padding: 0 22px; }
  :root { --fs-h1: 40px; --sp-section: 76px; }
  .hero { padding-top: 48px; }
  .hero-cta { flex-direction: column; align-items: stretch; }
  .hero-cta .btn { width: 100%; }
  .lp-header .lp-signin { display: none; }
  .foot-grid { grid-template-columns: 1fr; gap: 32px; }
  .foot-bottom .disclaimer { margin-left: 0; }
}